Terms of Service

Acceptance of Terms

By accessing and using the website nextwaveify.world and the services provided by NextWaveify d.o.o. ("we", "our", or "us"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you must not use our website or services. These terms apply to all users of our website and clients of our regulatory compliance services.

Description of Services

NextWaveify provides regulatory finance compliance framework solutions, including but not limited to risk management, regulatory audit support, compliance framework implementation, and advisory services. Our services are designed for businesses operating within the European Union and are subject to separate service agreements that supplement these terms.

User Obligations

When using our website and services, you agree to:

• Provide accurate, current, and complete information when requested
• Maintain the confidentiality of any account credentials
• Use our services only for lawful purposes and in accordance with these terms
• Not attempt to interfere with or disrupt our website or services
• Not use our services to transmit harmful, offensive, or illegal content
• Comply with all applicable laws and regulations
• Respect the intellectual property rights of NextWaveify and third parties

Intellectual Property

All content on our website, including text, graphics, logos, images, software, and other materials, is the property of NextWaveify or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. Our proprietary methodologies, frameworks, and know-how remain our exclusive property.

Service Availability and Modifications

We strive to maintain the availability of our website and services but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We may also update these terms periodically, and continued use of our services constitutes acceptance of any modifications.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which forms part of these terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Payment and Billing

Payment terms for our services are specified in individual service agreements. All fees are exclusive of applicable taxes unless otherwise stated. We reserve the right to suspend services for non-payment and to charge interest on overdue amounts in accordance with applicable law.

Confidentiality

We understand the sensitive nature of regulatory compliance information. All information shared with NextWaveify in the course of providing services will be treated as confidential and used solely for the purpose of delivering our services, unless disclosure is required by law or with your express consent.

Limitation of Liability

To the maximum extent permitted by law, NextWaveify shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services. Our total liability for any claims arising from our services shall not exceed the amount paid by you for the specific service giving rise to the claim in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold NextWaveify harmless from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights. This indemnification obligation survives the termination of these terms.

Professional Advice Disclaimer

While NextWaveify provides expert regulatory compliance services, our advice should not be considered as legal, financial, or professional advice unless specifically stated. You should consult with qualified professionals for specific legal or financial matters. We make no warranties regarding the completeness or accuracy of regulatory information, as regulations may change frequently.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Republic of Croatia. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts in Rijeka, Croatia. If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Termination

Either party may terminate service agreements in accordance with the specific terms outlined in individual contracts. We reserve the right to terminate your access to our website immediately if you violate these terms. Upon termination, your right to use our services ceases immediately, but provisions regarding confidentiality, intellectual property, and limitation of liability shall survive termination.

Force Majeure

NextWaveify shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, or government actions.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and NextWaveify regarding the use of our website and services. These terms supersede all prior agreements and understandings, whether written or oral.

Contact Information

If you have any questions about these Terms of Service, please contact us: